Acceleration, Braking, Cornering, and speeding analytics use thresholds and count events. The result is a score that does not show exposure to risk at all. Why?
Speed Limit – not exceeding 80 km/h on a rural road seems safe, but road topography and road conditions may allow only 50 km/h. Harsh braking – indicates risk, but harsh braking in front of a pedestrian crossing is not that risky. Extreme acceleration – means danger, but high acceleration on a highway ramp is not dangerous. ABC analytics would not expose these simple yet everyday situations.
Driving style, where, when, and under which conditions one is driving, impacts the risk of having an accident. Our analytics comprises 21 base risk factors from six different categories taking into consideration the driving environment. This so-called contextualization is a crucial aspect of calculating reliable and objective risk scores.
Our approach empowers insurers, fleet operators, and TSPs to understand their drivers’ risk portfolio better, enabling them to cluster drivers and coach them to drive safer.